Saving money is HARD. It’s getting even more difficult these days to save money to buy a house and afford a down payment but it is possible. I have a few tips I recommend in this video and will outline further on my site. Here are the basics to get started: 🛠🪜

🏡 Analyze your bank statements and be honest with yourself. Be your biggest critic and decide if somewhere you could have saved an extra hundred dollars this month.

💵 Can you sell things, start a small business, pick up a part time job (which also helps you get a better loan rate and approval amount)?

💰 Cut nonessential services. I don’t personally have ANY streaming channels and haven’t for years. No Netflix, Apple TV, Discovery +, or anything. Nothing. I’ve got goals to tend to! 👩🏼‍💻

💵 Look at your spending and finances again. Can you save $150 each month between cutting streaming and going to Target and Starbucks less? How about $200?

If you’re not in a position to work a little more or save a few hundred dollars it’s probably not your time to buy; instead, focusing on building a savings account and follow a plan. Start with $100 or even $50 if you have to. Look at your grocery cart—is junk food costing you? How about fast food or eating out in general? How about alcohol?

Home buying requires healthy spending habits, goal stetting, saving, and more. If you’re not there yet, I can help you get there! It’s free so just ask. ☕️✅