Just this week, there have been reports of the Trump Administration removing the CFPB. While there is good and bad in that for consumers, what everyone should remember is that there are additional government agencies and regulations that do not get automatically removed in the event the Consumer Financial Protection Bureau is removed. The Dodd-Frank Act, Real Estate Settlement Procedures Act, and others are all federal laws that remain in effect. Another important note, is that consumers need to remember a federal judge or the entire Supreme Court could rule this down and keep it instated. For right now, it’s business as usual.

That’s a unique idea we do need to watch out for and see how this plays through the year but on top of that, is how the market will shift as the summer approaches. When the weather warms up nationwide and school breaks and sessions come to an end, buyers begin to emerge. Depending on your local market, prices are seeing drops in many cities across the country—while others are seeing a spike like many cities for instance in Western New York. The WNY such as Buffalo and Rochester, are seeing a big jump in buyers as people move for the incredible affordability, schools, jobs, and of course the Bills team!

This year, less people are waiting out for rates to drop and it’s expected this summer will be a jump in homes selling and seeing more offers. While the economy remains stagnant to many, it’s going to be a stronger year for the real estate market which means prices will creep up a little again—more so if rates drop also.

Overall, it’s too early in the year to know how the game industry will look for the year, these are important factors to consider if you’re playing to purchase in 2025 and buyers should know what is happening now.

For 2025, I will also be providing tons more free resources for financial planning for down payments and how to save for down payments that actually grow with real interest to help you meet your goals. I’ll have full guides coming out this spring for anyone to read and keep on hand that will be physical copies for you to go over with your family and any financial advice you seek with your professionals managing your finances. Better education helps us all!