I can get really technical here but it also gets confusing when discussing ARM loans to new buyers so I kept it simple with this quick video explaining how an Adjustable Rate Mortgage works in its simplest form how variable rates can significantly fluctuate your monthly payments. ARMS are written like a ratio to represent…

LIES YOU MIGHT BE TOLD BY SOME EXPERTS Could they all be right and rates will dip below 5% again? Possibly but the question is really when? Living in the hope it will be in the next couple years can be a foolish and devastating move if that’s your motivation for purchasing a home now.…

Most people are well aware of the common government loans such as FHA, VA, and USDA as well as conventional loans. Many people I work with don’t know there are an array of different loans that are qualified mortgages available to the masses by traditional lenders that are also sound options. How many of these…

Saving money is HARD. It’s getting even more difficult these days to save money to buy a house and afford a down payment but it is possible. I have a few tips I recommend in this video and will outline further on my site. Here are the basics to get started: 🛠🪜 🏡 Analyze your…

If you have been following along for the last 30 days by now you should know that waiting for home prices to go down is okay but they’ll only go down a little bit more as interest rates creep up. Higher rates means higher mortgage payments and lower prices you can be approved for because…

It’s a big question right now and it’s important. Keep reading: ⤵️ The market isn’t bad; it’s just back to normal when the selling season usually wanes for a breather. It’s stable and that’s healthy for you when you move too. As always stills are available with a post on my blog. #theconverserealtor #agentofparadise