On the Blog
This is your one stop destination for money and savings, credit score tips, real estate, lending advice, and more. If it’s finance and helps you buy a house, it’s here!
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How to Sell High in a Low Market
You keep hearing it and it’s happening. The market is in fact cooling as rates increase, schools begin session, inflation rises, and people lose buyer enthusiasm. What if you are a seller though who now feels confident to move and buy but not so much that your home will list and receive solid offers? Valid…
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Waiting is a Dumb Money Decision
Be sure to read the previous blog post as well for more information how rates, not home price, affect your buying power, budget, and monthly payment. This idea of timing the market is more myth and urban legend than strategy or budget hack. The mad rush of the last two years was because of insanely…
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Timing the Market is Expensive
Waiting for the market to “drop” DOESN’T SAVE YOU MONEY! It only COSTS YOU what you can get for the same payment and what you can get your family. $101 monthly difference is keeping your from getting a way better home FOR THE SAME PRICE. Wake up and do the math!!!! Your payment is about…
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Mortgage Rates and Loans
Same client, same day. Why are the loan amounts so different and what are the different loans? As the graphic shows conventional loans require a smaller debt load in order to qualify and get a higher approval rate. They’re beneficial to properties not able to be purchased under FHA guidelines and they also help you…
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What if I want to sell my house in California and buy in a new state?
Before you do anything, you need to speak with a lender in the state you wish to purchase in. If you’re wanting to move to Florida or Texas, you need to get approved with a lender licensed in those states BEFORE you do anything here. THEN, you call me to sell. You need to have…
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