Forget interest rates or anything else. Those are fluid and they’re here today, gone tomorrow. Literally. They fluctuate every single day. The number that is constant is your number of affordability and likelihood of getting approved based on that number–if you even want too. So what is that number? Lenders use this as a preapproval…

When your home sells, typically it’s being sold for more than when it last sold, especially if the previous owners lived there for some time. What happens next, the process and amount is different for every state and city, you will get a notice stating your home’s value has been reassessed based on the recent…

Every headline is telling you it’s a must these days so let’s do some basic math and check out some current houses on the market to see what’s true and if it’s true for all areas. Let’s look at multiple states that are notoriously expensive and affordable. The answer depends where you live. In expensive…

Millions are debating about selling but hesitate because of their rate and millions are debating buying but hestitate because of the rates. That is the wrong way to thing about life, money, and your home. Whenever you’re moving, the APR shouldn’t be your greatest determining factor but your LIFE should be. Your happiness, your quality…

I have said recently that for most of my life now I have had no credit, not bad credit, but nonexistent credit. I bought my cars all used in cash, my husband qualified for our homes on his own, or we bought cash, and our last car he bought as a surprise without me on…