When you’re preparing to begin house hunting, what do you need to know? You need to remember that you are not going to get everything you’re looking for. People love touring houses but it’s so important to remember that this is a business and it’s costing time and money to show you those homes, impacting…

People are so quick to jump to the “top agents” in the industry but sometimes those “top producers” are not best for you and your needs. I helped so many clients in the beginning of my career who gave me a chance as a young agent after feeling left behind or not “important enough” to…

The main difference between a traditional IRA and a Roth is how you are taxed upon withdrawing funds in retirement. Traditional retirement accounts like 401ks and IRAs are pretax or not taxed until you withdraw. A 401k doesn’t tax from your employer paycheck in an employer account but those accounts are pretax because they are…

A traditional individual retirement account is an account you open through a brokerage of your choice like Charles Schwab, Vanguard, MorganStanley, Edward Jones, etc. This is a self-directed plan which means you deposit the money on your own either through automatic deposit or standard deposits. This is different from an employer sponsored 401k who automatically…

This is a type of retirement account that is a 401k, so you can receive employer sponsored contributions and deposit matches like a traditional 401k through your paycheck. These companies also difference is, it’s a Roth account so it’s already taxed and you don’t pay taxes again when you withdraw money in retirement—you’ve already paid…

A traditional 401k is a retirement account you typically have through your employer and can make pretax contributions every paycheck. Many people use this to save on their total tax burden for the fiscal year because your total income can be reduced overall when you file—so you pay less taxes at the end of the…