Jennifer Larson

On the Blog

This is your one stop destination for money and savings, credit score tips, real estate, lending advice, and more. If it’s finance and helps you buy a house, it’s here!

  • 2025 is Going to Be Unique

    Just this week, there have been reports of the Trump Administration removing the CFPB. While there is good and bad in that for consumers, what everyone should remember is that there are additional government agencies and regulations that do not get automatically removed in the event the Consumer Financial Protection Bureau is removed. The Dodd-Frank…

  • Christmas Bonuses-How to Do Them Better for Tax Savings

    Does your boss give cash bonuses or are you a boss who gives cash bonuses? Read this: While getting the cold, hard cash might seem great but if you’re ever audited—they might be too, and that money had better be properly reported on your earnings and wage reports for taxes. If an employer shows you…

  • How I Found My Agent: a Short Story

    Real Estate agents love to talk themselves up on their social media channels to promote their business; but between all of the “success” stories and posts of new listings and sold homes, you need to look further into it. First of all, those can be posts of solds from long ago, their office listings versus…

  • When to Marry the House and Date the Rate

    You’ve heard this advice before but how legitimate is it and when is it best to do so? The most important aspect to remember is that even the rate you’re wanting to “date” is something achievable and won’t create stress for you. Buyers have been approved for mortgages beyond their financial reach and it’s important…

  • The Worst Markets are the BEST for Buyers

    The news makes the real estate market sound like a somber time but for buyers, this is THE time to buy a house. Why? Because when the market is this bad (one of the worst months in the last 30 years!) it means sellers are only selling because of a need right now. They might…

  • How to Get the Best Rates in this Market

    Rates are down and they continue to trend that way as inflation cools and home sales are slow in many areas. This is the best buyer’s market we’ve seen in a few years and it’s also a treasure trove of savings if you have the right strategy. Even with rates in the low 6’s, buyers…

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